Fees for Residential Property

Scale charges

Carter Lemon Camerons LLP deals with all types of property transactions. We can offer a fixed fee for residential sales and purchases as set out in the table below. Our minimum charge is £1500 for sales or purchases with a market value/price of up to £500,000. We add a supplement of £500 to the scale charge if the property concerned is leasehold, if the property is a new-build purchase from a developer or if the property is part of a larger title. New-build purchases, whether freehold or leasehold and leasehold sales and purchases and sales and purchases out of a larger title usually require more time to deal with so our charges are accordingly higher.

In most cases no additional supplement is added to the scale charges in transactions which include dealing with a mortgage from a high street lender (whether this is the redemption of an existing mortgage in the case of a sale or completion of a new mortgage on a purchase) provided that CLC is also instructed by the lender.

Where the Building Safety Act 2022 applies to a leasehold sale or purchase we reserve the right to increase our charges depending on the additional work required to advise clients on the implications of the Building Safety Act 2022 in relation to the transaction concerned.

The scale charges assume that the transaction will proceed in a straightforward manner with no unusual or time consuming features. Minor complications are generally to be expected and in most cases these will not result in an increase in our fee. However, should complications arise which cannot easily be overcome, there may be a need to increase our scale fee to take into account the additional work involved, but we will let you know before this happens and seek your agreement to any additional fee. In dealing with a sale or purchase we will not usually include give advice on tax issues arising out of the transaction (other than general advice in connection with stamp duty land tax); re-negotiating the price or other terms; overcoming unforeseen difficulties or defects of title; negotiating indemnity policies; reporting to third parties; preparing a declaration of trust between joint owners; contacting utility companies. Should these additional steps be required or prove necessary we will be happy to deal with these for you but there may be a separate cost for these and if so a price will be offered to you at the relevant time.

Please note that our charges as set out in the scale are exclusive of VAT (value added tax) which will be charged at the prevailing rate, currently 20%.

Straightforward sales and purchases are usually completed within 6 to 8 weeks, based on a completion taking place within 2 weeks of exchange of contracts. However the time your transaction will take will very much depend on how fast each party is able to proceed. It may take longer if problems arise; or if there are number of other related transactions.  The transaction will of course take longer to conclude if the parties agree a longer period between exchange and completion.

Personnel

We have an experienced property department. The Head of Property is Rufus Ballaster. Other partners dealing with conveyancing are Chris Picardo, Eleri Jones, Fotini Levanti and Ian West who between them have many years of experience. Nikki Hashemi is an assistant solicitor in the department. Prod Shakallis is a Chartered Legal Executive and Associate with over 20 years’ experience in residential conveyancing. Leesa Glenwright qualified as a Licensed Conveyancer in 2009. Becky Smith and Mohammed Imran are experienced paralegals and are both working towards a professional qualification. The Property department is also supported by two Team Assistants, who have relevant experience and work under the supervision of a qualified lawyer.

Carter Lemon Camerons LLP – Residential Conveyancing Scale 2022

Purchase Price / Sale Price / Valuation Our Fee Freehold Our Fee Leasehold Our Fee Subject to
tenancy / newbuild / offplan
£0 to £500,000 £1,500 £2,000 £2,500
£500,000 to £600,000 £1,750 £2,250 £2,750
£600,000 to £700,000 £2,000 £2,500 £3,000
£700,000 to £800,000 £2,250 £2,750 £3,250
£800,000 to £900,000 £2,500 £3,000 £3,500
£900,000 to £1,000,000 £2,750 £3,250 £3,750
£1,000,000 to £1,250,000 £3,000 £3,500 £4,000
£1,250,000 to £1,500,000 £3,250 £3,750 £4,250
£1,500,000 to £1,750,000 £3,500 £4,000 £4,500
£1,750,000 to £2,000,000 £3,750 £4,250 £4,750
£2,000,000 to £2,250,000 £4,000 £4,500 £5,000
£2,250,000 to £2,500,000 £4,250 £4,750 £5,250
£2,500,000 to £2,750,000 £4,500 £5,000 £5,500
£2,750,000 to £3,000,000 £4,750 £5,250 £5,750
£3,000,000 and above negotiable negotiable negotiable

Administrative Fees

Separate to our fee, we may charge an administrative fee if this service proves necessary. These are:

AML Search Fee £6.00 to £12.50 plus VAT
Lender's Panel Administration fee £12.00 plus VAT
Banking Fee (per bank transfer) £25.00 plus VAT
Overseas Deeds Dispatch Fee £75.00 plus VAT

Disbursements

In addition to our charges there are other expenses associated with a sale of purchase which must be paid for. The cost and extent of disbursements vary from transaction to transaction. Typical disbursements are as follows:-

Freehold Sale
Land Registry Copy Register Entries and title plan £6.00
Copy title documents referred to in the title £3.00
Telegraphic Transfer fees £16.00 VAT £3.20
Leasehold Sale
Land Registry Copy Register Entries and title plan £6.00
Copy title documents referred to in the title £3.00
Telegraphic Transfer fees £16.00 VAT £3.20
Land Registry Copy Register Entries of:
Freehold title and title plan £6.00
Land Registry Official Copy of the Lease *1 £3.00
Landlord/Management Company’s fees *2 £150 to £300 plus VAT
  1. 1 If you are unable to supply a copy of the lease to your property, then an official copy of the lease can be obtained from the Land Registry for the fee quoted above.
  2. 2 As the property is leasehold, we will need to obtain an assignment pack from the landlord providing the buyer with the landlord’s replies to leasehold management enquiries (a copy of the buildings insurance, last 3 years’ service charge accounts, details of anticipated external repairs, registration procedures etc).
    Please note that other documents may be required from the Land Registry if they are referred to in the title to the property being sold. The cost is usually £3.00 document. There is no VAT on Land Registry fees.
Freehold Purchase and Leasehold Purchases
Typical disbursements are listed below:
Local Authority Search £100 to £300 plus VAT
Environmental Search £42.50 plus VAT
Drainage & Water Search £50.00 plus VAT
Chancel Repair Check £20.00 plus VAT
Telegraphic Transfer fee £16.00 plus VAT
Land Registry OS1/OS2 Search £3.00 per title plus VAT £0.60
Bankruptcy Search £2.00 per name plus VAT £0.40
Certificate of compliance *1 £150 to £250 plus VAT
Management Company membership *2 £100 plus VAT
Stamp Duty Land Tax *3 https://www.gov.uk/stamp-duty-land-tax/residential-property-rates
Land Registry Application fee https://www.gov.uk/guidance/hm-land-registry-registration-services-fees
Leasehold Purchase
In addition to the above disbursements the following may also apply:-
Landlord’s fee – Deed of Covenant *4 £150 to £500 plus VAT
Landlord’s fee - Licence to Assign *5 £150.00 to £750 plus VAT
Landlord’s fee – Notice of Transfer/Charge *6 £5.00 to £100 plus VAT
  1. 1 Sometimes the title to a property states that the Buyer cannot be registered as the owner unless a certificate is issued by a third party to the effect that covenants relating to the title have bee complied with by the Buyer. Such a requirement is more commonly found where the property is leasehold but it is increasingly found in freehold transaction where, for example, a management company maintains certain common amenities such as a playground or pumping station. The certificate is often issued against the Buyer entering into a formal agreement with the third party to pay a portion of maintenance costs in respect of communal facilities.
  2. 2 Sometimes the title to a freehold property or the terms of the lease require the Buyer to become a member of a management company which deals with the management of communal facilities for which an administrative charge is made.
  3. 3 The SDLT will be calculated according to the purchase price of the property. Reduced rates can apply for first time buyers whilst a Buyer who owns an existing property on completion of the purchase or a Buyer that is a company may have to pay SDLT at the higher rate, currently 3% above the standard rate.
  4. 4 The lease may also require you to enter into a deed of covenant with the landlord and to pay the landlord’s costs in this regard. Usually such costs are in the region of £100-£200 plus VAT.
  5. 5 If the lease to the property contains a clause which says that the landlord’s permission is required before the property can be sold to you, then it will be necessary for you to comply with the landlord’s requirements for permission to be given. This usually involves you providing the landlord with 2/3 references as to the Buyer’s financial capability to meet the level of service charge and as to good character. Usually these costs are paid by the seller, but there could be a possibility that part of the costs fall to you to pay and you should bear this in mind. We will advise you if such a clause exists in the lease or any fees are necessary in due course.
  6. 6 On completion you will be required to serve formal notice of your purchase and the mortgage of the property on the landlord of the building, who will make a charge to register your notice against his records.

Carter Lemon Camerons LLP – Residential Remortage Scale 2018

The following scale applies only to re-mortgages with High Street Lenders where Carter Lemon Camerons LLP is acting for both the lender and the borrower.  The scale does not apply to the drawdown or repayment of mortgages in respect of loans from private banks, companies or individuals or buy to let mortgages.

The scale is 50% of the freehold purchase scale for mortgages of freehold property. Where the property is leasehold and additional £100 is charged. As with the sale and purchases scales, the quoted fees are exclusive of VAT.

The timescale for completing a remortgage will depend on the circumstances and results of searches or enquiries. In straightforward cases you should allow 4 – 6 weeks for drawdown of funds. Covid-19 restrictions may also impact timescales.

Amount of loan Fee Freehold Fee Leasehold
£0 to £500,000 £750 £850
£500,000 to £600,000 £875 £975
£600,000 to £700,000 £1,000 £1,100
£700,000 to £800,000 £1,125 £1,125
£800,000 to £900,000 £1,250 £1,350
£900,000 to £1,000,000 £1,375 £1,475
£1,000,000 to £1,250,000 £1,500 £1,600
£1,250,000 to £1,500,000 £1,625 £1,725
£1,500,000 to £1,750,000 £1,750 £1,850
£1,750,000 to £2,000,000 £1,875 £1,975
£2,000,000 to £2,250,000 £2,000 £2,100
£2,250,000 to £2,500,000 £2,125 £2,225
£2,500,000 to £2,750,000 £2,250 £2,350
£2,750,000 to £3,000,000 £2,375 £2,475
£3,000,000 and above negotiable Negotiable

Administrative Fees

Separate to our fee, we may charge an administrative fee if this service proves necessary. These are:

AML Search Fee £6.00 to £12.50 plus VAT
Lender's Panel Administration fee £12.00 plus VAT
Banking Fee (per bank transfer) £25.00 plus VAT
Overseas Deeds Dispatch Fee £75.00 plus VAT

Disbursements

In addition to our charges there are other expenses associated with a re-mortgage which must be paid for. The cost and extent of disbursements vary from transaction to transaction. Typical disbursements are as follows:-

Freehold re-mortgage
Land Registry Copy Register Entries and title plan £6.00 VAT £1.20
Copy title documents referred to in the title £3.00 VAT £0.60
Telegraphic Transfer fees £16.00 VAT £3.20
Leasehold re-mortgage
Land Registry Copy Register Entries and title plan £6.00 VAT £1.20
Copy title documents referred to in the title £3.00 VAT £0.60
Telegraphic Transfer fees £16.00 VAT £3.20
Land Registry Copy Register Entries of
Freehold title and title plan £6.00 VAT £1.20
Land Registry Official Copy of the Lease *1 £3.00 VAT £0.60
Landlord/Management Company’s fees *2 £150 to £300 plus VAT
Landlord’s Registration fee £5.00 to £100 plus VAT
  1. 1 If you are unable to supply a copy of the lease to your property, then an official copy of the lease can be obtained from the Land Registry for the fee quoted above.
  2. 2 As the property is leasehold, we will need to obtain an assignment pack from the landlord providing the buyer with the landlord’s replies to leasehold management enquiries (a copy of the buildings insurance, last 3 years’ service charge accounts, details of anticipated external repairs, registration procedures etc). Please note that other documents may be required from the Land Registry if they are referred to in the title to the property being sold. The cost is usually £3.00 document. There is no VAT on Land Registry fees.
Freehold and Leasehold Re-mortgage
Typical disbursements are listed below:
Local Authority Search £100 to £300plus VAT
Environmental Search £42.50 plus VAT
Drainage & Water Search £50.00 plus VAT
Chancel Repair Check £20.00 plus VAT
Telegraphic Transfer fee £16.00 plus VAT
Land Registry OS1/OS2 Search £3.00 per title – no VAT
Bankruptcy Search £2.00 per name – no VAT
Certificate of compliance *1 £150 to £250 plus VAT
Land Registry Application fee https://www.gov.uk/guidance/hm-land-registry-registration-services-fees

Meet the team

Paralegal - Property

Becky joined CLC in December 2017 as a Team Assistant in the firm’s Property department, supporting the team with both residential and commercial property matters. In October 2018, Becky became a paralegal at the firm, specialising in residential property and secured lending transactions.

 

Becky has gained experience in varied areas of residential conveyancing and secured lending and is able to run residential sales, purchases, transfers of equity, financing, and refinancing. Becky has also worked on the property side of corporate transactions (acquisitions and disposals of SPV companies) as well as de-enveloping of properties on behalf of overseas corporate clients and assists in commercial property transactions. She has travelled to Asia a number of times to see clients and contacts face to face and is highly regarded by clients from SE Asia and the Arabian Gulf.

 

Having completed her Graduate Diploma in Law in 2016, she is currently studying towards her Solicitors Qualifying Examination, with the aim of becoming a qualified solicitor with a passion for property work and property related advice and projects.

 

In her free time, Becky enjoys going to the gym and reading.

020 7406 1000 - BeckySmith@cartercamerons.com
Partner - Private Client

Ian West is a partner in the Private Client team. He deals with a wide range of matters including commercial and residential conveyancing, will drafting, trusts and probate and powers of attorney.

Private Client Matters

As well as obtaining grants of probate for UK estates, Ian has assisted personal representatives of foreign estates in resealing foreign grants to administer UK assets held by a deceased domiciled outside the UK. He has dealt with resealing foreign grants in jurisdictions as diverse as Holland and Iran. He has also advised on domicile in respect of deceased’s estates and regularly deals with the UK estates of persons who have died domiciled outside the United Kingdom.

Property Transactions

Recent property transactions include:-

  • Acting for clients on a lifetime mortgage as part of an inheritance tax strategy.
  • Acting on behalf of a landowner in connection with the grant of an option for a lease for use of the land for battery storage.
  • Acting on behalf of a landowner in connection with the sale of land for use as an electricity sub-station in connection with a wind farm project and grant of options for related easements.
  • Acting for both landlords and tenants in respect of statutory claims for extension leases of flats.

More…

Ian was educated at Brentwood School Essex, Manchester University and the College of Law London. He qualified as a solicitor in 1981 and joined Metson Cross in 1982 becoming a partner in 1990.

Ian is married with two children.

As former Honorary Secretary of the Society of Old Brentwoods, Ian takes a keen interest in the affairs of the School and in various events and functions organised by the Society. He is also a keen follower of football and has an interest in classic cars. Ian is a member of the Mini Cooper Register. Ian has also been learning to play the guitar (for over 45 years!).

020 7406 1000 - IanWest@cartercamerons.com
Senior Associate - Property

Leesa joined our Property Department as an Associate in March 2019. Her interest in the Law and in particular conveyancing began over 20 years ago while working at a southeast London firm. She then moved onto a firm in Lincoln’s Inn where she qualified as a Licensed Conveyancer in 2009 before joining a firm in Westminster acting for UK and overseas high net worth individuals and developers.

Leesa has gained a wealth of experience in all areas of residential conveyancing and secured lending with a particular emphasis on UK and non-UK based individuals and new build/redevelopment sites both within central London and across the Country.

Leesa has worked with large and small scale developers both from the UK and overseas providing a top and tail service from the acquisition of sites through to the plot sales on sites from 1-120 units.

Outside of work Leesa enjoys spending time with her family, gardening and cooking.

020 7406 1000 - LeesaGlenwright@cartercamerons.com
Team Assistant - Property - Residential and commercial property

Lucie did her LLB Law undergraduate degree at the University of Reading and is currently doing the LPC part time at the University of Law.

She is a Team Assistant in the Property department where she assists solicitors and partners with commercial property transactions as well as drafting.

Before joining CLC Lucie gained experience in a client facing role which dealt with investment banking and private equity roles.

She previously acquired work experience at a law firm specialising in criminal law which she found interesting, but found herself drawn more towards family and employment.

She joined CLC in October 2023

Outside of work Lucie really enjoy running and has taken part in a number of races including the London Marathon in support of charity. She also loves singing and discovering new cafes and restaurants.

020 7406 1000 - LucieLognon@cartercamerons.com
Paralegal - Residential conveyancing

Mohammed Imran has a wealth of experience dealing with freehold and leasehold sales and purchases. As such, he supports our residential property team and conveyancing clients to ensure a hassle-free house move.

His qualifications include a master’s degree in law and he is also a member of the Chartered Institute of Legal Executives (CILEx). As an advanced paralegal, he is currently working towards qualifying as a chartered legal executive.

In his spare time, Mohammed enjoys staying active and going to the gym.

020 7406 1000 - mohammedimran@cartercamerons.com
Partner - Residential and Commercial Property

Prod is a partner in the Property Department specialising in commercial and residential property transactions.

Prod qualified as a Chartered Legal Executive in 1999 and joined the firm in 2008, bringing with him a substantial client base from the North London area, where he had previously worked for over 15 years.

Property Work:

Prod has considerable experience in residential and commercial conveyancing and landlord & tenant matters. His property work includes:

  • Buying and selling of freehold, leasehold and new-build properties;
  • Granting and taking commercial and residential leases and tenancies;
  • Dealing with Portfolio transfers;
  • Handling collective enfranchisement, lease extensions and right to manage;
  • Preparing property gifts, transfers and declarations of trust;
  • Advising on defective titles, co-ownership arrangements and personal guarantees;
  • Advising on pre-auction property packs.

Secured Lending:

Prod has extensive experience dealing with regular mortgages and re-mortgages for homeowners as well as secured lending against high-value Central London and West End residential properties for private banks. He also acts for UK based private lenders providing short-term loans and development finance on properties and development sites across the country.

Church Work:

Prod is retained as legal counsel by several Christian charity organisations, advising them and their member churches on charity law and the duties and responsibilities of charitable trustees. His church work includes handling all types of property transactions on behalf of churches in and around the Greater London area, including the purchase and sale of chapels and manses, granting and taking leases and licenses setting up trusts, representing churches on third party and joint venture development projects involving church land and properties.

Prod’s Clients:

Prod represents a wide spectrum of clients including domestic and overseas investors, developers, landlords, managing & lettings agents, surveyors, charity associations and church trustees, domestic and overseas lenders, management companies and residents’ associations.  He also has a loyal following of individuals and families going back many years.

Prod is known and trusted by clients for his warm, friendly and approachable manner, the speed and efficiency with which he handles their instructions and his exceptional understanding of property related matters. He believes in a no-nonsense approach to his work and the importance of using plain English when dealing with clients, professionals and others.

Notable Recent Work:

  • Representing church trustees in a multi-million pound church relocation and redevelopment project to create a new place of worship and Christian faith school;
  • Representing 30 leaseholders in a collective enfranchisement of a freehold residential block;
  • Acting for a number of leaseholders within the same block on individual lease extensions under the 1993 Act;
  • Assisting the leaseholders of a building to set up an RMT Company and to then take over management of their building under the Right to Manage legislation;
  • Acting on the purchase of a multi-million pound property by acquiring ownership of shares in the selling company;
  • Achieving first registration of agricultural land affected by a number of rights, settlements and trusts created over a number of years;
  • Completing a high-value purchase transaction within 10 days of receipt of papers;
  • Assisting a client to obtain title to land by adverse possession;
  • Successfully bringing a claim to preserve and uphold a right of way thought to have extinguished many years earlier;
  • Acting for one of the largest private property investment groups in the UK in connection with the grant, renewal and surrender of commercial leases;

More:

Outside the office, Prod is a devoted husband and father of two, with particular expertise in home learning, chauffeuring, toy repair, football cheerleading and sibling dispute resolution.

Prod enjoys close ties with local and overseas Greek and Greek Cypriot community and speaks the Greek language reasonably well.  He is a member of the governing committee of his local Greek language school with responsibility for over 200 pupils aged between 4 and 17 years.  He is also active in his local Orthodox Christian Church.

Prod enjoys DIY and believes he is quite skilled at it, having helped renovate six properties over the years. He is also a keen gardener and boasts to have a garden he believes is worthy of entry in a well-known flower show.

In contrast to his exceptionally smart appearance (usually dressed in a three-piece suit) Prod is an avid sports-bike enthusiast and enjoys a daily commute to and from work on his cherished Suzuki motorbike, dressed in full leathers.  His other sporting activities include snooker, table football and crazy golf.

020 7406 1025 - ProdShakallis@cartercamerons.com
Post Completion Assistant - Residential and Commercial Property

Rebecca has a wealth of experience in all aspects of Post Completion formalities in Conveyancing transactions and can provide a high level of support. Rebecca has completed the CILEX Level 3 Diploma for Legal Secretaries and has also achieved the CILEX Level 3 Professional Diploma in Law and Practice as she was keen to develop her legal knowledge. This has enabled Rebecca to provide a higher level of support within the legal environment and carry out paralegal tasks.

In her spare time, Rebecca enjoys travelling, trying new restaurants, and spending time with her family.

020 7406 1036 - rebeccamoran@cartercamerons.com
Partner - Immigration/Nationality/Commercial Property

Property

  • Commercial property transactions
  • Purchase and sales of commercial properties
  • Grants of commercial leases
  • Property aspects of M&A transactions

Immigration

  • Over 40 years working in all areas of immigration and nationality

More…

Robert studied Business Management before converting to Law and attending the College of Law in London. Robert qualified as a Solicitor in 1983.

Before qualifying as a Solicitor in March 1983, Robert worked as a property agent and played football at a semi-professional level.

Robert has earned himself the reputation of being both commercial and caring in his approach to clients.

He is a member of the Immigration Law Practitioners Association and The Lawyers Christian Fellowship.

Robert speaks Armenian and Farsi.

020 7406 1000 / 07973 418 174 - RobertSookias@cartercamerons.com
Senior Partner - Property

Rufus Ballaster is Senior Partner and specialises in secured lending for both lenders and borrowers, within Carter Lemon Camerons LLP’s commercial property team.

Rufus’ team is able to assist lenders with putting in place effective protection for their loans, including advising on the form of security that is needed, arranging reporting systems between lawyer and lender, preparing documents, raising enquiries, examining title and making the appropriate searches.

Rufus is also experienced in assisting borrowers, advising on the risks involved in the transaction and negotiating the best possible terms.

Where appropriate, having carefully looked at professional rules governing conflict of interest, Rufus can act for both the lender and the borrower in a single transaction.

His detailed technical legal knowledge and ability to crunch numbers are great assets both transactionally and as Carter Lemon Camerons LLP’s spreadsheet obsessive.

Transactions

Recent transactions include:

  • Secured Lending Portfolio Refinance for a group of clients shifting lending from one international Private Bank to another international Private Bank with full Certification of Title across 7 Central London Properties both commercial residential (or mixed) use – aggregate value £30M approx.
  • Phased purchase with development finance of site for over 40 new homes in SW London for a group of clients which has also bought and sold many other units in the region with Rufus and his team acting.
  • Short term (2 to 18 month) lending by a Wealth Management company into a variety of development projects taking first or second charge security over those sites or collateral security elsewhere.

Career highlights include:

  • Stepping into the panel of speakers at a course for which he was understudy – at only 3 years qualified
  • Representing most of the sets of barristers’ chambers at one of the Inns of Court in lease renewals with that Inn
  • Drawing down finance to purchase a SW1 development opportunity (offices to flats) by an off shore company at a price exceeding £120M (for a group of clients for whom previous deals were at values ranging from £7M to £220M)
  • Drawing down finance to purchase a group of off-shore vehicles which owned of a City office block let to a blue chip investment bank – loan exceeding £300 million, split into senior and junior debt.

More…

Rufus combines client focused views of legal issues with more holistic ones.  This is clearly visible from his writing (having contributed to many journals and been a co-author of the Landlord and Tenant Factbook and more recently of a Practical Guide to Drone Law) and from his lectures and seminars on banking, commercial property, artificial intelligence and other topics.

Asked what he likes most in his work, Rufus will talk of his role as a “trouble-shooter”.  He enjoys being asked by clients and colleagues what he thinks about something and trying, with them, to work up structures or strategies achieving a desired result at the lowest sensible cost/ tax-hit/ risk.  He travels within Europe and beyond (Arabian Gulf, South East Asia, Southern Africa) to see clients and contacts face to face and says working with people he has met is always preferable to hiding behind email and telephone for client contact!

Rufus was educated at Reading School, Wadham College Oxford and Chester College of Law, qualifying as a solicitor in 1988.

Outside the office Rufus has a full and active life with commitments to two Christian Churches, family (wife and three now adult children), RBS Rugby Football Club (for whom he plays as a second row forward) and RBS Lawn Bowls Club which is more suited to his age.

020 7406 1000 - RufusBallaster@cartercamerons.com

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