Fotini joined Carter Lemon Camerons in July 2023 and is a Partner in our Commercial Property team. She acts on behalf of landlords and tenants, and also looks after all aspects of commercial property; from sales and purchases to negotiating Leases and accompanied deeds and discussing strategies with clients to assist them achieve their objective.

Fotini also acts for lenders and bridging companies as their advising solicitor on various lending deals ranging from small loans to multi-million-pound deals and refinancing portfolios.

Using critical thinking as well as a common sense is what distinguishes Fotini’s approach when solving, or avoiding problems for her clients.

Career highlights include

• Completing a bridging finance of over £5 million on behalf of a lender where the borrower was three separate offshore companies, secured over three high-value residential properties in West London
• Overseeing the refinance of a portfolio of 13 properties, acting for both the borrower and the lender
• Completing the purchase of seven commercial properties in South London on a back-to-back contract with a longstop date, which was eventually completed with the aid of bridging finance over the purchased properties.
• Negotiating the lease and contract for a commercial unit in Brunswick Square in Central London for a luxury patisserie company.
• Sold six properties on behalf of a lender where power of sale was exercised

Fotini, who is a member of the SRA, has LLB Hons Degree and an LLM in International Commercial Law and began her career in 2011 as a Paralegal before becoming a Trainee Solicitor in 2015. She started as a Conveyancing Solicitor in 2017 at her previous firm where she was promoted to Partner in 2018.

Born in Cyprus, Fotini moved to the UK to study before settling here, Fotini is fluent in Greek and can also have a basic conversation in Albanian but is getting better at it with the help of her husband and children.

Away from the office, Fotini enjoys spending time with her family and Taco, her chihuahua. She also loves travelling and going swimming.

Nikki joined Carter Lemon Camerons in April 2023 as a solicitor in the Property Department.   She specialises in bridging finance and secured lending, residential sales and purchases, refinancing, transfers of equity and drafting and negotiating leases.

She graduated with LLB honours from London Metropolitan University, she then went on to complete the LPC at The College of Law.

Having worked for many years as a freelance property consultant, and a sales and letting agent, Nikki gained a strong commercial insight into the estate agency sector before pursuing her legal career as a conveyancer in 2018.  Nikki is fluent in Farsi.

In her spare time, Nikki enjoys yoga, swimming, skiing and spending time with her family.

Mohammed Imran has a wealth of experience dealing with freehold and leasehold sales and purchases. As such, he supports our residential property team and conveyancing clients to ensure a hassle-free house move.

His qualifications include a master’s degree in law and he is also a member of the Chartered Institute of Legal Executives (CILEx). As an advanced paralegal, he is currently working towards qualifying as a chartered legal executive.

In his spare time, Mohammed enjoys staying active and going to the gym.

Becky joined CLC in December 2017 as a Team Assistant in the firm’s Property department, supporting the team with both residential and commercial property matters. In October 2018, Becky became a paralegal at the firm, specialising in residential property and secured lending transactions.

Becky has gained experience in varied areas of residential conveyancing and secured lending and is able to run residential sales, purchases, transfers of equity, financing, and refinancing. Becky has also worked on the property side of corporate transactions (acquisitions and disposals of SPV companies) as well as de-enveloping of properties on behalf of overseas corporate clients and assists in commercial property transactions. She has travelled to Asia a number of times to see clients and contacts face to face and is highly regarded by clients from SE Asia and the Arabian Gulf.

Having completed her Graduate Diploma in Law in 2016, she is currently studying towards her Solicitors Qualifying Examination, with the aim of becoming a qualified solicitor with a passion for property work and property related advice and projects.

In her free time, Becky enjoys going to the gym and reading.

Rufus Ballaster is Senior Partner and specialises in secured lending for both lenders and borrowers, within Carter Lemon Camerons LLP’s commercial property team.

Rufus’ team is able to assist lenders with putting in place effective protection for their loans, including advising on the form of security that is needed, arranging reporting systems between lawyer and lender, preparing documents, raising enquiries, examining title and making the appropriate searches.

Rufus is also experienced in assisting borrowers, advising on the risks involved in the transaction and negotiating the best possible terms.

Where appropriate, having carefully looked at professional rules governing conflict of interest, Rufus can act for both the lender and the borrower in a single transaction.

His detailed technical legal knowledge and ability to crunch numbers are great assets both transactionally and as Carter Lemon Camerons LLP’s spreadsheet obsessive.

Transactions

Recent transactions include:

• Secured Lending Portfolio Refinance for a group of clients shifting lending from one international Private Bank to another international Private Bank with full Certification of Title across 7 Central London Properties both commercial residential (or mixed) use – aggregate value £30M approx.
• Phased purchase with development finance of site for over 40 new homes in SW London for a group of clients which has also bought and sold many other units in the region with Rufus and his team acting.
• Short term (2 to 18 month) lending by a Wealth Management company into a variety of development projects taking first or second charge security over those sites or collateral security elsewhere.

Career highlights include:

• Stepping into the panel of speakers at a course for which he was understudy – at only 3 years qualified
• Representing most of the sets of barristers’ chambers at one of the Inns of Court in lease renewals with that Inn
• Drawing down finance to purchase a SW1 development opportunity (offices to flats) by an off shore company at a price exceeding £120M (for a group of clients for whom previous deals were at values ranging from £7M to £220M)
• Drawing down finance to purchase a group of off-shore vehicles which owned of a City office block let to a blue chip investment bank – loan exceeding £300 million, split into senior and junior debt.

More…

Rufus combines client focused views of legal issues with more holistic ones.  This is clearly visible from his writing (having contributed to many journals and been a co-author of the Landlord and Tenant Factbook and more recently of a Practical Guide to Drone Law) and from his lectures and seminars on banking, commercial property, artificial intelligence and other topics.

Asked what he likes most in his work, Rufus will talk of his role as a “trouble-shooter”.  He enjoys being asked by clients and colleagues what he thinks about something and trying, with them, to work up structures or strategies achieving a desired result at the lowest sensible cost/ tax-hit/ risk.  He travels within Europe and beyond (Arabian Gulf, South East Asia, Southern Africa) to see clients and contacts face to face and says working with people he has met is always preferable to hiding behind email and telephone for client contact!

Rufus was educated at Reading School, Wadham College Oxford and Chester College of Law, qualifying as a solicitor in 1988.

Outside the office Rufus has a full and active life with commitments to two Christian Churches, family (wife and three now adult children), RBS Rugby Football Club (for whom he plays as a second row forward) and RBS Lawn Bowls Club which is more suited to his age.