Businesses and individuals will be concerned about their finances and liquidity during the ongoing coronavirus epidemic due to the difficult economic situation it has created.
The Government is trying to take action to prevent the closure of businesses or loss of income, however, the reality is that many firms are likely to face insolvency, as are many individuals.
Undergoing insolvency proceedings can be stressful and emotional so it is important that you have a trusted advisor that you can rely on.
Business Insolvency and Restructuring
If your business is facing the prospect of insolvency, then there are several options available to you, from a company voluntary agreement (CVA) through to administration.
If you are at risk of insolvency, restructuring your business to adapt to new commercial conditions could help you return your business to prosperity. We can assist with all the legal considerations involved in restructuring your business from ownership structure, to contract renegotiations and redundancies.
You must consider which option is most appropriate to your situation and seek legal advice.
Personal Insolvency
Many of those affected by the closure of companies, debts or loss of investments may need to consider personal insolvency options, which include:
- Individual voluntary arrangement (IVA)
- Debt relief order (DRO)
- Bankruptcy
If you are considering taking any of these steps in the coming months it is vitally important that you speak to a solicitor.
We represent both individuals and companies on matters relating to corporate and personal insolvency, restructuring and corporate recovery. Speak to us today for specific advice tailored to your situation.
The Government recently announced funding that may contribute towards the cost of legal advice to help your business rebuild and recover. Read more here.
Meet the team
Christina joined Carter Lemon Camerons LLP after receiving a BA from the University of York, and distinctions in both the GDL (University of Law) and LPC (BPP University).
Christina has completed a seat in the Dispute Resolution department, and now joins the Corporate/Commercial, and Private Client teams. She brings with her the experience that she developed litigating family and commercial matters.
Outside of work Christina loves exploring London’s newest restaurants and seeing shows at the theatre.
Harley joined Carter Lemon Camerons as a solicitor in May 2024 after completing her LPC and Master’s degree in Law. She began her legal career in industry, working in-house as a paralegal before taking up a training position at a regional law firm.
Working across our Family and Litigation departments, Harley possesses expertise across a range of family matters, including divorce, matrimonial finances, children matters, child arrangements, and injunctions, such as occupation and non-molestation orders.
She is also experienced in civil litigation work, handling issues such as money claims and property disputes, including landlord and tenant matters, housing disputes, Section 21 and Section 8 notices.
Beyond the office, Harley enjoys spending time with her family and finding the best holiday destinations around the world!
Kiran has been working in litigation and dispute resolution since 2009. She is a dedicated and skilled litigation solicitor. Kiran studied the LLB at University of Hertfordshire and completed the Bar Vocational Course (as it was known then) in 2008. She cross-qualified as a Solicitor in 2012 whilst working at a firm in Central London.
Kiran moved away from London and worked in regional firms in the Midlands and Berkshire from 2015 before moving to Carter Lemon Camerons in 2023. She understands the importance of building strong relationships with individual and commercial clients to provide an excellent service and offers comprehensive legal representation tailored to meet the unique needs of each of her clients.
Kiran possesses a thorough understanding of the complexities of litigation and is known for her strategic approach to resolving disputes. She is committed to providing personalised attention to each client, guiding them through every step of the legal process with empathy and professionalism.
Areas of Expertise
- Civil Litigation: Kiran has extensive experience representing clients in civil litigation matters, including contract disputes, constructive trust disputes, defamation and data protection claims, and insolvency. She is skilled at crafting effective legal strategies to protect her clients’ interests and achieve a favourable outcome.
- Commercial Litigation: Kiran has successfully represented businesses of all sizes in disputes involving breach of contract, business rates, IP disputes, trustees in bankruptcy and partnership disputes. She understands the commercial needs for her clients and strives to minimise risk while maximising results for her clients.
- Property Litigation: Kiran has extensive experience representing both landlords and tenants in disputes arising from residential and commercial agreements. She provides guidance on matters such as lease terminations, rent arrears, eviction proceedings and contractual covenants within agreements, working diligently to protect her clients’ rights and interests.
- Contested Probate: Kiran has extensive experience in bringing and defending contested probate claims for individuals and trustees. She has worked on matters involving, contesting wills, deeds of variation, beneficial interests, proprietary estoppel claims, and claims made relating intestate estates.
Kiran is a skilled negotiator, dedicated to finding amicable solutions to conflicts whenever possible. She approaches each dispute with a focus on achieving efficient and cost-effective resolutions for clients while always preparing for the possibility of litigation if necessary.
Kiran understands that navigating the legal system can be daunting, especially for individuals facing challenging circumstances. That’s why she is committed to providing compassionate and attentive representation to every client. She takes the time to listen to their concerns, explain their legal options in clear and accessible language, and empower them to make informed decisions about their cases.
Seamus Smyth is head of litigation and arbitration. His practice is primarily commercial with an emphasis on arbitration, financial services and work for South African and Italian clients.
Transactions
His reported cases include RH Green & Silley Weir v BR (limitation period against 3rd party), de Bry v Fitzgerald (security for costs), Hartt v Newspaper Publishing (libel concerning a work by Michelangelo), Pearson v Sanders Witherspoon (valuation of loss of chance), Siebe Gorman v Pneupac (status of consent orders), Senate Electrical v NTL (liability of an employee for acquisition warranties) and Bendell v Smith & Others (a successful recovery action by a lender on a shared appreciation mortgage equity release – the only such case to go to trial).
Recently involved in enforcement of foreign arbitration awards, claims arising from the banking upheavals since 2007, a successful claim against a high street bank resulting from a banking error and a successful claim against estate administrators and their solicitors for wasting the estate funds on irresponsible litigation.
More…
Educated (BA, LLB, Wits) and first qualified as an attorney in South Africa, he requalified in England in 1977, took an LLM at UCL and a Diploma in International Arbitration at QM, and became an FCIArb. He is chairman of the British South African Law Association (for the second time), chairman of Michaelhouse UK Trust, chairman of Global Leadership Foundation (UK), a former President of the London Solicitors Litigation Association and Trustee and President of Town Malling Cricket Club (established in 1827!). He was until 2012 a Visiting Senior Lecturer in International Commercial Arbitration at London Metropolitan University. When work and domesticity permit he plays some cricket and more golf (but – which is immediately obvious – not nearly enough).